The total damages occurred to Preciouswood Industry Co., Ltd. and/or vanasuwan Sawmill Co.,Ltd., which the Claimant had paid the claims to the original insured. The amount that the Respondent is liable calculated from the Respondent’s sheres is Baht 3,797,632.The Claimant had informed the Respondent through Pan Asia Insurance Brokers Co., Ltd. to pay for such claims under the reinsurance contracts but the Respondent had not done so. The details will be presented in the hearing stage