Cosmetic surgery or expenses incurred in connection with such surgery
is not covered. Cosmetic surgery includes any surgical procedure
directed at improving appearance, except when required for the prompt
(i.e., as soon as medically feasible) repair of accidental injury or for the
improvement of the functioning of a malformed body member. For
example, this exclusion does not apply to surgery in connection with
treatment of severe burns or repair of the face following a serious
automobile accident, or to surgery for therapeutic purposes which
coincidentally also serves some cosmetic purpose.”