Strategic Issues
Understand the risk within the portfolio and potential bad debt
Understand risk exposure across multiple divisions or countries
Review the performance of the credit policy
Maximize cash flow
Reduce cost of sales by targeting low risk accounts
Tactical Issues
Implement a consistent Credit Policy
Protect the business from unforeseen losses by anticipating bad accounts
Identify hidden risk and untapped opportunities in the customer portfolio
Prioritize collection and account management activities based on risk, credit size, total exposure and potential loss