From our discussion with the Insured and the police, they surmise that the theft can steal the part of backhoe by use the key for entry the cabin of backhoe. We were advised that the key of backhoes can use with all the backhoe. In the time of damage, do not have any person, CCTV camera and no additional security in the loss location. At this time, the police were investigating and finding thief.
The matter was reported to the Local Police Station in the morning of Friday 5th June 2015. To date, no persons have been arrested for this incident and the stolen property has not been recovered.
Given the circumstances of the loss we consider the cause to be theft.
NATURE AND EXTENT OF DAMAGE
We noted that the damaged backhoe was model “SK200-8”, Serial No. YN12-T8747, Engine No. J05E TG20860.
We refer to the information above, the part of backhoe was theft such as electrical controller system. In this time, the backhoe had already been repaired by the Repair Centre, Ariya Equipment Nakhon Ratchasima. The photographs below depict the backhoe damaged.