future value of an annuity yoir client is 40 years old; and she wants to begin saving for retirement, with the first payment to come one year from now. she can save 5,000 per year; and you advise her to invest it in the stock market, which you expect to provide an average return of 9% in the future.
1. if she follows your advice, how much money will she have at 65?
2. how much will she have at 70?
3