At the time of prepayment which is made in accordance with the above provisions, the Borrower shall pay an indemnity to the lender for such prepayment at the rate of one percent 1% per annum accrued on the prepaid principal from and including the date of prepayment up to and including the repayment date of such prepaid amount which shall be calculated on the basis of actual number of days elapsed and a 360 day year, and shall accrue on a daily basis