SEED Programs and Incentives
In SEED, nonprofit community organizations established CDAs for low- and moderate-income
children and youth in different locations across the United States. Programs launched in 2003 and
2004. Participants typically had three to four years to save and accumulate incentives. Although
some youth participants could use their savings to purchase an asset during SEED, savings were
generally held for long-term use such as higher education. The number of participants by program
was about 75, with the exception of one quasi-experimental program with 495 participants. Target
recruitment at the 10 programs ranged from preschool-aged children to college-age youth in their
early 20s. Participants were recruited through a variety of means. Most programs either targeted
specific schools or recruited from within their existing agency clientele.1