Seem still too long step trying to see first loan from SCD.
Till now I not understand HOW TO Work of SCD in phylosophy of bank.
And I can not talk with local bank about how to get security from SCD and normative work process, never have any bank accepted.
Once we linked with local bank, then both bank not juning with standard banking seem, it is impossible to get loan.
In future, let say 9TK get loan and take over large land 2115 Ha, we still not ensure can use system of SCD to trade by what way.
I am not againt you, just mention what we confront hard cases like bottle neck of SCD.