3. Kong Peng Vang’s expenses to the U.S. in the month of June 2015 to September 2015 to be refunded to Kong Peng Vang but again the process got delayed and no expenses were never refunded. In order for Kong Peng Vang to continue to travelled back to America in October 28th , 2015, Kong Peng Vang request True Hmong LTD to refund him $10,000 U.S. dollars because the expenses accrued exceed $20,000.00 of Kong Peng Vang own personal money. President of True Hmong L.T. D. is ChanvitFaungfookitchakhan agreed to the term but he agreed to give to Kong Peng Vang’s as a loan and without certain date of to be paid back.