If PHP is in default on or breaches any provisions of this Agreement or addendum of such Agreement, wholly or partially, GT has the right to immediately suspend the provisions of payments and/or any other payments which is effective to PHP from the date of such default or breach of the provision of this Agreement including the Attachments of such Agreement.
Should any insurance policy enrolled under this agreement be nullified or cancelled within the first policy year, SMT agrees to return the service fees and/or production bonus received in advance for such policy back to GT.