6. I understand that I may not use the family’s automobile(s) for any reason without express permission from the host family and that any agreement to use the
host family’s automobile is strictly between the host family and me. I will not use the automobile unless the host family has obtained all of the mandatory
automobile insurance coverage required under the laws of the state where the host family resides. I understand that if I have a car accident while using the car
for personal use not related to my child care duties that I will be required to pay a deductible up to $500 US.