SPSS and LISREL software packages were used to carry out the analysis. SPSS 17.0 was used to compute frequencies, means, standard deviations, reliability coefficients, and exploratory factor analysis. A confirmatory factor analysis (CFA) approach was taken with LISREL to validate the factor loadings identified in the principle component analysis. This validation was conducted in the form of a measurement model consisting of the seven factors that were identified by the research model. A structural model was then run testing the research model and hypotheses. The structural equation modelling package LISREL 8.72 was used for conducting the CFA. Factor loadings were checked with the guidelines provided by Comrey and Lee