Normally single customer credit transfer (without cash) swift delivery and receipt is (automatic) same day, so it is not a question of saying he didn't see it in his account yesterday and would wait to see if it will be there by Monday next week. If the swift is there, it is there and must be seen as at yesterday since it was already sent on 18/11/2015 but if it is not there as at yesterday and the information of Mr Singh is right, then it certainly will not be there on Monday.