A credit card is a system of payment using a small
plastic card issued to users to be able to buy goods
and services on credit. It is a form of borrowing
where the credit card provider lends money to be
able to "buy goods now and pay later" (buying on
credit). To check if customer had problems repaying
debts, the credit card provider normally conducts a
background check or a credit check. Cash
advances may also be drawn at bank cash
machines for a fee.