Oh yes, I agree, if there is no love, then there's no acceptance. And I also agree with partners helping each other, I mean that's one of the bases of relationship.
Now, why don't I work. In short, there are few reasons for it. One of them is that I don't have to, other one is, that I perceive work as slavery, so, if I don't have to work, I won't. And I have never worked in a job that I'd like, so one more reason to avoid doing it.