We are at present assisting the above client with the management of their fi-
nances and enclose a signed authority for your records.
Enter a paragraph explaining personal circumstances for the financial
difficulties. You may also need to give reasons for any high expenditure on
the financial statement, especially if this relates to their illness.
We have prepared with the client a financial statement that we have enclosed.
In creating this we have used realistic budgeting figures based on their circumstances
at present including any debts currently outstanding. You can see from
this information that we are unable to make any suggestion as to how to offer
payment at this time as the client is having difficulties meeting even their basic
In circumstances such as these we would usually suggest a review of the fi-
nances at a later date and a suspension of payments as well as freezing interest
until that time.
However, in this instance circumstances very unlikely to improve in the foreseeable
future. Were any monies available it is also doubtful that they would be
able to maintain a regular payment given the erratic nature of the client’s illness,
,. Give details of nature of ill health and how these debts are impacting
on the ill health-enclose medical evidence if available.
Given these extremely difficult circumstances we would make the exceptional
request that you consider writing off the outstanding debt. We feel that this
course of action would greatly relieve the anxiety and distress that the debts
are causing.
We ask that you give this request your most sympathe