Your PointsPay Card shows all required payment details. Depending on the country, some merchants may ask you to enter the PIN that you've received with your Plastic Card. For your convenience, you can store your PIN securely within the PointsPay App. - See more at: http://www.pointspay.com/index.php?option=com_content&view=article&id=3&Itemid=105#sthash.KGhgQnIz.dpuf