4.1.2. E-commerce Adoption and Education Level Analysis The alternative hypothesis H 5 is that there was a positive relationship between the education level and the adoption of e-commerce or the null hypothesis is that there was no association between the factor of e-commerce adoption and education level. A table 3 show, the null hypothesis was rejected establishing the fact that there was an inter- relationship between the education level and e-commerce adoption. Even though the numbers of PHD's respondents were very low compared to others, but in this case, it is acceptable since the amount of expected count is more than 1. Therefore, in this case, it is unnecessary to merge PHD holders with master holders because it has already fulfilled the expected count requirement. Lastly, this analysis showed that those who adopted e-commerce are those with higher education level. Table 3. E-commerce Adoption and Education Level Crosstabulation Education * EC_adoption Crosstabulation