3.4 Cycle Cut Management
Upon implementing of credit line sharing, cycle cut of all credit card entities including KCC, GCS, TCS and KFC will need to be managed differently. Objective of cycle cut management is to maintain and reduce credit card cycle cut as much as possible.
To elaborate further:
• All existing single and multiple cardholders remain in the same cycle cut.
• Existing customers applying for new card after credit line sharing is implemented, the new card cycle cut will be forced to the cycle cut of latest card applied.
To illustrate further, a KCC multiple cardholder is holding KCC Plat, KCC Lady and KCC HP after credit line sharing is implemented, he decides to apply for KCC ManU: -