Magan asked what level of risk we were prepared to accept. When we told her that we wanted the money to be safe, she suggested we should spread risk by going for a balanced portolio with shares form different sectors. Magan said that she would invest most of the money in blue-chip companies and the rest in up-and-coming techology firms.Charles was even more conservative, into FTSE one hundred firms. Ravi, on the other hand, was prepared to bet everything on little known shares.