According a research, at present, university students spend ₩408,000 per month. But, among this spent money, money that should make them ready for future by investing in a pension or insurance, just 33% goes to future safety. Even saving. basic habits to keep money, was not found on this graph. It is dangerous economic position perversely to increase spending without any plan for future. Wise people say"Prepare for later life in your twenties". If you don't ready anything in your twenties, your future or later life may be strenuous. You should have habits to manage money wisely. Gradually, this brings you great benefits as time passes. Here are some habits, which are very fundamental, that car help you maintain your financial condition and let yo saving money stably.