The role of the financial services sector is to facilitate the productive flow of funds between sectors, companies and people.Financial services are fundamental to economic growth and development. Banking, savings and investment, insurance and debt and equity financing help private citizen save money, guard against uncertainty, and build credit, while enabling businesses to start up, expand, increase efficiency, and compete in local and international markets. For the poor, these service reduce vulnerability and enable people to manage the assets available to them in way that generate income and option – ultimately creating paths out of poverty.