Will visits his best friend Borel and shares ten years with him, one for each year of their friendship. Will tells Borel that he is going to use the time to move with his mom to New Greenwich. Meanwhile, Rachel uses all but 90 minutes of her time to make a loan payment and finds herself short for bus fare to get home. The uncaring driver forces her to run back to Dayton, but she arrives a few seconds too late for Will to save her and times out in his arms. Will decides to call a car service and head to New Greenwich, where he spends his first night in a suite at a hotel. The next day, he meets time-loaning businessman Philippe Weis and his daughter Sylvia at a local casino.