7.3 Mobile Transactions and Financial Services Consumers use mobile devices for a wide range of shopping or commercial activities. - Charge to Phone Bill with SMS confirmation - Near Field Communications (NFC) - Phone Displays Barcode That Retailer Scans. - Credit Card + Web Form. - Transfer Funds from Payment Account Using SMS - Mobile Phone Card Reader - User Scans 2D Tags Generated by Retailer - “Bumping” iPhones with Payment Applications - Mobile Bill Payments