Sufficiency economy oriented individuals find employment and sustainability. And spend money to acquire adequate and economical. According to his or her money. Without debt. And if there is money left It is divided into some savings. Some help others And may be used to pay some other factors. This approach to life is enough. Has been widely discussed now. The living conditions of capitalist society today has been cultivated to create or stimulate spending beyond. Irrelevant or exceed the factors such as the consumption of living beyond. Entertainment variety Beauty Fashion Gambling or lottery so I did not have enough money to meet those needs. Result in the debt. Is a cycle that one person can not come off. If not, change the approach to life.