As per discussion with Ms. Chille , maybe Ms. Rona of Isuzu alter the check date to January 2016 to be able to submit the complete PDCheck to PSBank. Since we made the request for returned last June 2015 we expect that these checks were no longer valid for clearing since the date was January 10, 2015. The collection department of PS bank said that they were not aware of the change in signatory but we indicated in the letter that the checks might not be honored if Mr. Cris' signature was used.