Article 8 (Invalidity of insurance)
This policy shall be nullified in the case of any of the following facts existing at the time of effecting the insurance.
1. If the person effecting the insurance on behalf of another person has failed to mention expressly to that effect in the insurance proposal.
2. If the person effecting the insurance or the Insured was aware that the subject-matter or the insurance had already been lost or damaged or a case of the loss or damage has been originated.