Even cost management need to be guarded.
Thailand's largest commercial banks have improved their buffers in terms of capital and reserve coverage over the past five years, which will help them cope with a normal economic downturn.
According to a release from Fitch Ratings, however, domestic growth prospects for Thailand's largest banks are becoming more limited, with these banks already having high market share in many financial segments.
Thailand's four largest commercial banks - Bangkok Bank (BBL), Siam Commercial Bank (SCB), Kasikornbank (KBANK) and Krung Thai Bank (KTB) - have successfully expanded their universal banking franchises over the past five years, in fund management, securities brokerage, investment banking, and life assurance.
- See more at: http://asianbankingandfinance.net/retail-banking/news/why-thai-banks-are-urged-step-market-share-protection#.dpuf