According to the First Reminder on Tuesday 18, 2015, we have not receive any response from you.
This is the Second Reminder and Interest charge as in attached file.
According to the expenses record of September 2015, please fine attached the utility invoice and private service
invoice for your reference.
However, we would like to inform that your float balance is on minus as you could see from the attachment.
We would appreciate if top up on your float account for covering the expenses.