The purpose of this research was to investigate and test the links between the components
in the framework for financial literacy by testing participation in a worksite comprehensive
financial education program. In Essay One, the link between financial education and change in
financial literacy was tested. Essay Two tested the link between the financial education program
and financial well-being. In Essay Three, the link between financial literacy and financial
behavior was explored. The results indicated associations between all three links in the financial
literacy model, utilizing both primary research employing quasi-experimental methods, and
secondary research from a larger national data sample.