Welcome and thank you for choosing to use the MasterCard SecureCode authentication service ("MasterCard SecureCode"). Before using MasterCard SecureCode, please thoroughly read the terms and conditions of MasterCard SecureCode carefully. In the event that you are disagreeable and unacceptable to the terms and conditions specified hereunder, please discontinue to access the MasterCard SecureCode and this web page. The "Issuer" referred herein shall mean the financial institution where issued your credit card. The words "we", "us" and "our" referred herein shall mean the Issuer and its suppliers who provide a card processing and web-hosting services; and "you," "your," or "yours" referred herein shall mean the user of MasterCard SecureCode.
The terms and conditions of MasterCard SecureCode shall be deemed as supplementary terms and conditions to and as an integral part of Issuer's cardholder agreement(s); executed between you and the relevant Issuer ("Cardholder Agreement"). Therefore, in addition to the terms and conditions hereof, any transaction transacted by you through MasterCard SecureCode is also subject to the relevant Cardholder Agreement only to the extent not being contrary to the terms and conditions hereof.
1. ACCEPTANCE OF TERMS AND CONDITIONS
a. MasterCard SecureCode provides its service to you, subject to the following terms and conditions of service ("TOS"); and the Cardholder Agreement governing any transaction transacted by you through MasterCard SecureCode only to the extent not being contrary to the TOS. The TOS is always subject to revision and/or change and/or alteration and/or amendment, and/or update by us from time to time without notice to you. Use of the MasterCard SecureCode constitutes your acceptance of TOS. In addition, when using MasterCard SecureCode, you shall be subject to any guidelines or rules applicable to MasterCard SecureCode that may be posted from time to time at the same website.
b. You agree that a determination of MasterCard SecureCode account password, and/or use of MasterCard SecureCode will represent your acceptance of this TOS, and your continuing use of MasterCard SecureCode after revisions and/or change and/or alteration and/or amendment and/or update to this TOS and/or any relevant posted guidelines or rules shall constitute your agreement and acceptance to such revised and/or altered and/or amended and/or updated TOS and/or any relevant posted guidelines or rules.
c. Unless otherwise explicitly stated herein, any new features of MasterCard SecureCode that may constitute any augment, enhancement or otherwise change to MasterCard SecureCode shall be subject to this TOS. Such augment, enhancement or change to MasterCard SecureCode shall not impair this TOS and this TOS shall be still effective.
d. The Issuer reserves the right; at any time and from time to time; to modify, suspend or discontinue, whether temporarily or permanently, providing MasterCard SecureCode (or any part thereof) without notice.
2. DESCRIPTION OF MASTERCARD SECURECODE
MasterCard SecureCode provides you by a way of increasing security, by reducing the chances of fraudulent online transactions and/or other transactions transacted by you through MasterCard SecureCode. In registration for MasterCard SecureCode, you are required to provide your personal information to us, which is then used to confirm your identity in connection with your online transactions and/or other transactions transacted by you through MasterCard SecureCode, as discussed in more detail in Section 5 below. MasterCard SecureCode may be used for any relevant recording, keeping and reporting purposes, as well as resolving any transaction disputes. Your Registration Data, as defined in Section 3, and other personal information shall not be shared with any merchants, as described in more detail in Section 6 below.
3. YOUR REGISTRATION OBLIGATIONS
You agree to (i) provide us for true, accurate, current and complete information about yourself and fill in such information on MasterCard SecureCode 's registration form ("Registration Data"), and (ii) always maintain, from time to time update the Registration Data in order to enable us to keep your information as true, accurate, current and complete Registration Data. If you provide any Registration Data that is untrue, inaccurate, not current or incomplete, or if we have reasonable grounds to suspect that your Registration Data is untrue, inaccurate, not current or incomplete, we have the right to suspend, terminate, or refuse your current or future use of MasterCard SecureCode and/or your card account. You hereby agree and accept that such suspension, termination, or refuse by us to your current or future use of MasterCard SecureCode or your card account shall not cause any responsibilities and/or liabilities against us and you shall not raise such suspension, termination, or refuse to be a cause of your loss and/or damage.
4. REGISTRATION
a. In order to verify the authentication of your using MasterCard SecureCode, you hereby agree and accept that you are compulsorily required by us to provide your information for us which such information shall enable us to verify that you are the owner of or the authorized user of the specified credit card(s). Such provided information shall be accurate to your latest credit card information maintaining in our record and/or in any our relevant system. For the purpose of the above-mentioned verification, you hereby authorize us to make such verification by the method as we deem appropriate.
b. If you are unable to provide adequate information for us to verify your identity, we shall not allow you to register for using MasterCard SecureCode. You hereby represent and warrant that the Registration Data and any information provided by you for the purpose hereof are true and accurate. Whereupon your Registration Data and any information have been verified and approved for the relevant transaction, you are entitled to use the credit card(s) which you have registered for using MasterCard SecureCode.
c. If you are not able to accomplish your registration for MasterCard SecureCode, the merchant always reserves its right not to accept your MasterCard credit card in payment for any relevant transactions and/or goods and/or services transacted and/or buy and/or apply by you under MasterCard SecureCode.
d. In order to use MasterCard SecureCode, you must have the legal capacity to access the relevant website and must pay any service fees and/or any other fees associated with such access. In addition, you must have the necessary equipment to make such access to the relevant website, such as a computer and/or modem and/or other access device.
e. In the event that you have a question regarding the MasterCard SecureCode registration process or a transaction using MasterCard SecureCode, you should direct that question to Issuer's customer service department.
5. AUTHENTICATION
a. During registration in MasterCard SecureCode, you may be asked to select and/or may be provided a password and/or hint-and-response question and answer. When engaging in an online transaction or other form of transaction for which MasterCard SecureCode is used, you may be asked for your MasterCard SecureCode password or hint response before the merchant will accept your MasterCard credit card in payment for the aforesaid transaction. If you are unable to provide your MasterCard SecureCode password or hint response, or if the authentication through MasterCard SecureCode otherwise fails, the merchant may not accept your MasterCard credit card in payment for that transaction.
b. By registering in MasterCard SecureCode, you assent to the use and the method of MasterCard SecureCode to evidence your authenticated identity; and hereby certify the accomplished transactions authorized and approved to transact by MasterCard SecureCode
6. CARDHOLDER PASSWORD AND SECURITY MEASURE
You are solely responsible for maintaining the confidentiality of your password, Registration Data and other verification information established by you with MasterCard SecureCode, and all activities which occurred as a result of using your password, Registration Data or other verification information supplied to or established by you with MasterCard SecureCode. You agree not to disclose, transfer or sell your use of, or access to, MasterCard SecureCode to any third party. You agree to immediately notify us of any unauthorized use of your password, Registration Data or other verification information, or any other violation of security measure. You acknowledge and agree that, except as otherwise provided by applicable law or in the Cardholder Agreement, we shall not be liable for any loss and/or damage arising from your failure to comply with this TOS.
7. PRIVACY OF REGISTRATION DATA
a. We shall store your Registration Data provided for MasterCard SecureCode. Your Registration Data will not be shared with and shall not be disclosed to any online retail merchants or any other type of merchants which MasterCard SecureCode is used for verification of transactions.
b. You acknowledge and agree that your Registration Data provided for MasterCard SecureCode may be disclosed by us (a) only to the extent required by applicable laws and/or by applicable regulations and/or orders of any regulatory authorities and/or the Bank of Thailand; or (b) as reasonably necessary for us to enforce this TOS, you hereby agree and accept that such disclosure by us shall not cause any responsibilities and/or liabilities on our part.
8. YOUR CONDUCT
You agree not to:
i. impersonate any person or entity for using MasterCard SecureCode;
ii. upload, post, email or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer, hardware, software or other telecommunications equipment