How to spend money smartly start from planned your money properly by the survey yourself, In order to know Spending habits that you are superfluous or not. You should have aim to use the money that what things are you want the most. For example, you want to buy a carrot, so your aim is carrot. This method will make you to use the money judiciously and reason. The next way to make you remembers that much money to spend, It's doing your Daily Expenditures to control spending. And make you back to consider that what anything is needed or extravagant. For that you are saving the money. Therefore, when you use this ways. iT will help you to be discipline and spend money smartly!