My dear know body is fooling each other ok and mind you the way you talk because i don't want to get angry again over this issue because i remembered last time you talk similar things like this its makes me felt like am stupid man because am the one who will be thinking like that because the transaction is my transaction only that i want you to stand for me as my beneficiary been my future wife so you should know that you too lucky for this because love has connected us together to be come one so dear i will advising you to show some respect and be mannered to me thank you and send that draft Application Letter and let me know if any responses from bank.