2.1 If it is considered as new loan (e.g. the cash top up loan, or the combination), when customer accepts an offer, customers have to close the first loan and open new loan legally. All the remaining cost (e.g. dealer commission, subsidy fee, extra commission, other costs) of the first loan will be early charge-off or fully amortized.
The process for a Top up loan will be as follows:
a. Close old contract (loan) and transfer remaining loan amount to new top up loan
b. All the remaining cost and fee of the first loan will be early charge-off or fully amortized.
c. Create Top up loan
d. Disbursement for cash top up
e. Earn on due