the 2015 National Banking Supervision and Management Video Conference, China Banking Regulatory Commission (CBRC) drew the attention to the five features in the current conditions. First, banks should be aware of the slowdown in loan growth and adjust the strategic adjustment promptly. Second, banks should be aware of narrowing in savings and loan spreads and actively adjust the profit mode. Third, banks should be aware of the change in social financing methods and enhance the innovating capabilities. Fourth, banks should be aware of the rebounding of the NPL and effectively prevent and remove the hidden risk. Fifth, banks should be aware of the stricter regulations, and strengthen the law compliance management.