These essays seek to provide important and specific research in the area of financial
education using quasi-experimental research methods. This research seeks to better understand
the associations between financial education, financial literacy, financial behaviors, and how
financial well-being is perceived, thus adding to the greatly needed body of research in this area.
Through a greater understanding of these associations, financial education programs can be
better positioned to help improve the levels of financial literacy among Americans and address
the negative associated behavioral effects, such as lack of planning and saving for retirement.