Other examples of exempt agreements are:
• mortgages;
• debtor-creditor-supplier agreements for running account credit where the
whole of the credit given has to be paid off in a lump sum. Certain charge cards
will require the whole of the outstanding balance to be repaid at the end of each
month;
• credit sale agreements where no interest is charged when the purchase price is
repaid over an agreed period. This type of arrangement is what is commonly
offered by furniture retailers in their television advertising.