4 Other famous international credit cards have been created such as American Express, Visa, and MasterCard. There are hundreds of local bank cards, department store credit cards, supermarket credit cards, and so forth around the world 5 In 1984, the first card members rewards program was created, aimed mostly at business travelers. It gave valuable benefits and special privileges to loyal users. Now many reward programs offer free airline miles and discounts on hotels and other products. 6 Ever since a businessman forgot his cash in 1949 people have used credit cards. An entirely new usiness was created that revolutionized the way the world has paid for goods and services ever since.