First-timer families can choose to buy a new flat from us or a resale flat from the open market. There are various housing grants and schemes available to help these buyers buy their first flat.
Eligible resale flat buyers can receive the CPF Housing Grant for the initial payment or to reduce the mortgage loan for their flat purchase. Over the years, various CPF Housing Grants, such as the Additional CPF Housing Grant (AHG) and Special CPF Housing Grant (SHG), have been introduced. These housing grants ease the financial burden of low-income and middle-income households in buying their first flat.