Other laws designed to product consumers are (1) the Fair Credit Reporting Act of 1971, which grants credit applicants the right to examine their credit file and to know the reason for the rejection of a credit application, and forbidding credit discrimination based on race, religion, sex, marital status, or age; (2) the Warranty Act of 1975, which requires warranties to be written in plan English, indicate which parts are covered, and explain how the consumer can exercise the rights granted by the warranty; (3) creation of the National Highway Traffic Safety Administration (NHTSA), which imposes safety standards on highway way traffic: and (4) laws that require mail-order houses to fill orders within 30 days or refund the customer’s money