I totally agree with savings is the best way because saving has a lower risk than investment. That's because the investment will make a profit or loss. The savings stable than investment. But the savings will be less return than investment. For Low-income people should not invest a lot of money should be saving for the future.
Financial management of American. It is interesting by creating stability by debts management promote savings and savings, including the marketing campaigns to change human behavior makes people habit of saving increase the wealth of Money in the future for themselves and the country.