LOAN APPLICATION
PRIVATE STUDENT LOAN
What you'll need to start your application
You’ll need some personal information:
Your permanent address, phone number and email
Your social security number
A Government-Issued Photo ID, such as a Driver's License or a Passport.
Basic information about your academic standing, including your current GPA
You’ll need a cosigner if you do not have all of the following:
36 months of established credit
A job that pays at least $15,000 annually
(Even if you meet the guidelines above, a creditworthy cosigner can increase your chances of getting approved and will often lead to lower rates!)
After your initial application is conditionally approved
You’ll need to provide some documents for further loan review
Your school transcript (unless you’re a first semester freshman)
A Government-Issued Photo ID, such as a Driver's License or a Passport.
Proof of income, like recent pay stubs (unless you have a cosigner)