As discussed for current process claim for damaged product during in transit. When there is an accident and products are damaged, our finance team at each DC will contact our broker for starting a process claim until we have got the cheque for our damaged product cost. Thus, I would suggest to inform DC GM for this company saving project. Then ask each DC finance team to fill their current process. And then arrange the meeting with them all to identify the new process in case that we stop pay to insurance company and will do self-insure for product damage.