In seeking better return on capital, finance executives will
be keen to expand the capital management discipline
across the organization. CFOs will also look to play a
more strategic role at their institutions.
On the operational front, banks will attempt to make
their organizations more agile to better respond to both
future opportunities and threats.
Many of the ideas mentioned above will rely on
technology, especially new digital platforms to
drive superior performance and enhance customer
experience. While core banking transformation might
happen only at a moderate pace, banks will seek to
bolster their technical defenses to minimize negative
operational impact from cyberattacks.
While the priorities may seem varied, the overarching
theme for 2014 will be an industry repositioning for
growth, seeking a bright future ahead.