If your health plan is changed or cancelled
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Starting 2014, most individual plans must offer new benefits and protections. Some plans are changing to include these benefits. Others are being cancelled.
This means if you have individual insurance now you face one of 3 situations when your current plan year ends:
Your plan will be cancelled and you have other options
Your plan will change to include the 2014 rights and protections
You’ll have a chance to renew a plan without the new rights and protections
Find information below about your options under each of these situations.