The costs of repayment and borrowed capital exhibit a comparatively differentiated development. While these costs partially decreased in the large and relatively stable national economies (-57% in the UK, -50% in Belgium, -34% in Germany), countries affected by the financial crisis like Spain, Portugal and Greece have had to deal with higher costs of capital in recent years. Other Member States like Sweden, Poland and Hungary recorded rising interest rates because of higher requirements on the reliability of bank loans. Together with the increased diesel fuel prices these events represent competitive disadvantages because the refinancing of new assets (especially trucks, trailers and real estate) has become relatively expensive.