The JPMorgan Chase & Co., also called JPMorgan Chase, incorporated in 1968, is a
financial holding company. JPMorgan Chase's principal bank subsidiaries are JPMorgan Chase
Bank, JPMorgan Chase Bank, N.A. and Chase Bank USA, Chase Bank USA, N.A., a national
bank that is the Company's credit card issuing bank. JPMorgan Chase's principal non-banking
subsidiary is J.P. Morgan Securities Inc., its United States investment banking firm. The bank
and non-bank subsidiaries of JPMorgan Chase operate nationally, as well as through overseas
branches and subsidiaries, representative offices and subsidiary foreign banks. The Company's
activities are organized into six business segments: Investment Bank, Retail Financial Services
(RFS), Card Services (CS), Commercial Banking (CB), Treasury & Securities Services (TSS)
and Asset Management (AM). Its wholesale business comprises the Investment Bank,
Commercial Banking, TSS, and Asset & Wealth Management. Its consumer business comprises
RFS and CS. It also has a corporate segment, which includes Private Equity, Treasury and
Corporate operations.