Comparatively if the borrower uses the loan inefficiently and, therefore, the activity financed with loans is
underperforming, there will not be ensured the income necessary for repayments and interest payments. Under these
circumstances, the bank gets to record overdue receivables out of the outstanding loans, which thus become nonperforming, both, under the, more general, aspect of poor valorization of its lending resources (blocked at the
Comparatively if the borrower uses the loan inefficiently and, therefore, the activity financed with loans isunderperforming, there will not be ensured the income necessary for repayments and interest payments. Under thesecircumstances, the bank gets to record overdue receivables out of the outstanding loans, which thus become nonperforming, both, under the, more general, aspect of poor valorization of its lending resources (blocked at the
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