Based on 39 quarters of data it finds an R2 of 0.47, F statistic of 13.41 and a
Durbin-Watson of 1.23. The final regression is run without intercept as the intercept
showed insignificant at the first instance. An autoregressive routine was also
performed. If the recession were to transmit through long-term assets (either
tangible or intangible) to decrease, one would predict a decline in the operating
banks from its current number of 40