All Information, documents and records of transactions, including without limitation copies of income and financial statements, shall belong to OCBC absolutely and the Service Provider shall while the same is in its possession hold the same on trust for OCBC and shall deliver the same forthwith upon request. Further, all documents and records of transactions, information and data processed by or stored with the Service Provider shall be made available for review by OCBC, its internal and external auditors and the Monetary Authority of Singapore or persons appointed by any of them. The access to the employees, representatives, agents and subcontractors of the Service Provider to the Information shall be limited to those who strictly need to have the Information in order to perform necessary functions and any Information disclosed by OCBC can only be used for the purpose they were disclosed.